4 calculators in this category
- Workers Comp Premium CalculatorNCCI Basic Manual rating procedureWorkers compensation premium is built in a fixed sequence: payroll by class code times the rate per $100 gives manual premium…
- Actual Cash Value (ACV) CalculatorStraight-line depreciation, ACV and RCV settlement provisionsActual cash value is replacement cost minus depreciation, and depreciation is what turns a $12,000 roof into a $6,240 check…
- Auto Insurance Deductible Break-Even CalculatorExpected-cost comparison of retained riskRaising a deductible is a trade of a certain small saving against an uncertain larger cost. Two numbers settle it. The…
- Insurance Loss Ratio CalculatorNAIC Annual Statement definitionsThe loss ratio is incurred losses divided by earned premium, and it is the single number that says whether an insurance rate is…
Which one do you need?
- Workers Comp Premium Calculator
- Estimate workers compensation premium from class-code payroll and rates per $100, applying the experience modification factor, schedule rating and discounts.
- Actual Cash Value (ACV) Calculator
- Work out actual cash value from replacement cost, age and useful life. See the depreciation held back, your first check after the deductible, and what is recoverable.
- Auto Insurance Deductible Break-Even Calculator
- Test whether raising your deductible pays: premium savings against the extra out-of-pocket exposure, the break-even years, and the expected cost of each option.
- Insurance Loss Ratio Calculator
- Calculate the loss ratio and loss and LAE ratio from incurred losses and earned premium, and see the rate change your experience indicates against a target ratio.
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Where this work overlaps other trades and disciplines.