5 calculators in this category
- Safe Withdrawal Rate CalculatorBengen (1994) and Trinity study frameworkThe 4% rule sets your first year's withdrawal at 4% of the portfolio and then raises that dollar amount with inflation every…
- Retirement Savings Needed CalculatorPresent value of an inflation-indexed annuityThis calculator sizes the portfolio you need on the day you retire. It starts from the spending your investments actually have…
- How Long Will My Retirement Money Last CalculatorAnnuity-due depletion formulaGive this calculator a starting balance, an annual withdrawal, a return and an inflation rate, and it solves for the year the…
- Required Minimum Distribution (RMD) CalculatorIRS Publication 590-B, Uniform Lifetime TableYour required minimum distribution is one division: the balance in your traditional IRA or employer plan on 31 December of last…
- Inherited IRA RMD CalculatorIRS Publication 590-B Table I; SECURE Act 10-year ruleWhich schedule applies to an inherited IRA depends on who you are and when the owner died, and the two possibilities look…
Which one do you need?
- Safe Withdrawal Rate Calculator
- Turn your portfolio into an inflation-adjusted annual income with the 4% rule, and see the ending balance, depletion year and maximum sustainable rate.
- Retirement Savings Needed Calculator
- Work out the lump sum you need at retirement to fund your spending net of Social Security, using the annuity present-value formula and the 4% rule.
- How Long Will My Retirement Money Last Calculator
- See how many years your retirement portfolio lasts at a given withdrawal, return and inflation rate, plus the maximum withdrawal your horizon supports.
- Required Minimum Distribution (RMD) Calculator
- Calculate your required minimum distribution from an IRA or 401(k) using the IRS Uniform Lifetime Table divisor, plus the tax and the 25% penalty.
- Inherited IRA RMD Calculator
- Calculate beneficiary IRA distributions under the single life expectancy schedule or the SECURE Act 10-year rule, with the full year-by-year plan.